Good
Morning,
This
is a sharing from the Michigan Farmers market Association listserv but is very
relevant to small farms and liability insurance so thought you may be interested.
Vicki Morrone
303 Natural Resources Bldg
C.S. Mott Group
Dept of CARRS
East Lansing, MI 48824
517-353-3542/517-282-3557 (cell)
[log in to unmask]
www.MichiganOrganic.msu.edu for
information on organic and sustaianable farming and news & events
From: Denise Agius
[mailto:[log in to unmask]]
Sent: Wednesday, April 21, 2010 8:03 AM
To: [log in to unmask]
Subject: Re: Farmer needs referral for insurance.
Our
homeowners insurance carries a rider that covers our "hobby
farm". It insures my produce as a vendor at both the market and
roadside, covers liability for my husbands antique tractors at tractor shows,
covers any liability for my livestock (horses). The company is The
Cincinnati Insurance Companies in (you guessed it...) Cincinnati, OH. I
think the rider is only about $75 annually.
Farmers
Market general liability coverage is available through Advanced Insurance
Markets in Holt, MI 517/699-0467. The company that issues the policy is
Westfield Insurance.
Sounds
to me like you need a rider on your homeowners, if your current provider offers
it.
Nature's
Best Farmers Market
-----
Original Message -----
Sent: Tuesday, April 20,
2010 10:51 PM
Subject: Farmer needs
referral for insurance.
Dear Farmers Market Listserve Members:
I am going to sell produce at farmer markets, a roadside stand, and directly for
the first time this year. I do not have insurance that covers produce
sales. Can anyone give me the name of an insurance company that writes that
type of coverage?
I also seem to remember seeing in a prior listserve message that there is
a source for insurance that was put together by the farmers market association.
Am I remembering that correctly?
Your help is greatly appreciated.
Mark Smiley
Howell
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